Health & Welfare
Carpenter & Joners Welfare Fund
Your monthly Health insurance premium is paid by your employer on an ” hours worked” basis. To become eligible for health insurance, you must work 345 hours within a quarter or 3 month period. To maintain your insurance continuously , you must work at least 115 hours per month.There is a lapse month between your 3 month mark and when benefits begin. To check your status, contact Wilson-McShane.
Health Plan Specifics
- Self insured – 80/20 plan
- 20% co -insurance
- Yearly Deductible
- Individual : $200
- Family : $600
- Maximum out of pocket per individual per year
- $3000 (above and beyond any deductibles)
Prescription Drug Benefit Plan
- Covers 90% of generic drug costs.
- Covers 80% of brand name drug costs
- $1,000 maximum out of pocket expense per individual a year
Other Health Fund Benefits
- Life benefit per member $15,000
- Accidental death and dismemberment
- Weekly disability
Dental Plan
- $2,400per individual per 2 calendar year period
Vision Plan
- $500 per individual per 2 calendar year period
Savings Plan Information
The *Vacation Fund* has been turned into a Savings Plan!. This means you can have access to your Vacation money when the time is right for you! For more information visit their website at www.carpentersfcu.org or call 651-646-8827. Toll free 888-815-8827
Carpenters and Joiners Benefit Funds
Follow the link here www.